Your SDIRA as the Bank: A Complete Guide to Private Lending and Promissory Note Investing

Your SDIRA as the Bank: A Complete Guide to Private Lending and Promissory Note Investing

SDIRA Insider Editorial Staff
Published on: 30/08/2026

One of the most consistently underappreciated strategies in self-directed retirement investing is private lending — using your IRA as the lender, setting your own terms, and collecting interest payments directly into your tax-advantaged account. Here is how it works in 2026.

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